Find Out What You're
Actually Paying
— And What You'd Save
Send us your last 3 months of processing statements. We'll analyze every line, calculate your true effective rate, identify hidden fees, and show you exactly what switching would save. Takes us 24–48 hours. Costs you nothing.
Completely Confidential
Your statement data is used only to prepare your analysis. We never share or sell your information.
Zero Obligation
We'll tell you the truth — even if that means telling you your current deal is fair. No pressure, no pitch.
Veteran-Owned · Local to Brevard County
You're talking to the same local team who will handle your account — not a sales center halfway across the country.
How the Free Statement Review Works
Simple, fast, and completely on your terms. Here's what happens from the moment you reach out.
1. Send Your Statements
Email or text us your last 3 months of processing statements. PDF, photo, or scan — whatever you have. We can walk you through how to pull them if you're not sure where to find them.
2. We Analyze Every Line
We go through your statements line by line — calculating your true effective rate, identifying every fee category, and flagging anything that shouldn't be there. This takes us 24–48 hours.
3. You See the Truth
We deliver a plain-language breakdown of what you're paying and why — no jargon, no spin. If we find savings opportunities, we show you the numbers. If your deal is fair, we'll tell you that too.
4. You Decide
If switching makes sense, we'll walk you through what that looks like — timeline, process, what changes. If you'd rather stay put, no problem. The analysis is yours either way, with no strings attached.
What We Typically Uncover
in a Statement Review
Most merchants are paying more than they should be — and most don't know it. Here are the six things we find most often.
Inflated Effective Rates
The headline rate sounds competitive, but when you factor in all fees, most merchants pay significantly more than they were quoted. We calculate your true effective rate — the number that actually matters.
Junk Fees With No Clear Purpose
Regulatory compliance fees, batch fees, statement fees, minimum monthly charges, IRS reporting fees — many of these are padded or invented by the processor. We flag every one of them.
Tiered Pricing Markups
Tiered pricing categorizes your transactions into "qualified," "mid-qualified," and "non-qualified" buckets — and the definitions are set by the processor. Most transactions end up in the expensive tiers.
Rate Increases You Never Agreed To
Many processors raise rates annually or following a merger. These changes often appear in fine print notices months later. If you haven't reviewed your statements in 12+ months, you may be paying rates you never agreed to.
Equipment Lease Traps
A "free terminal" that comes with a 48-month lease at $49/month is not free — it's $2,352 for a $300 device. We identify equipment costs and help you understand what you're actually paying for the hardware.
Early Termination Clauses
Some contracts auto-renew and lock you in for another year if you don't cancel by a specific date. Some have $500–$1,000 ETF penalties. We find these before they become a problem.
The Three Things We Promise
on Every Statement Review
We built this business on trust. That means being honest even when it's not what you want to hear.
Honest Assessment
We will tell you the truth about your current deal — even if that means telling you it's actually competitive and you shouldn't switch. We'd rather be the team you trust than the team that oversold you.
Clear Comparison
If we recommend a switch, we show you a side-by-side breakdown: your current effective rate vs. what you'd pay with us. Every number is explained. There are no surprises — from us or from the processor we recommend.
Zero Pressure
We don't do high-pressure sales. We give you the information and let you make the call. If you want to think about it, that's fine. If you want to stay where you are, that's fine too. We're here when you're ready.
Ready to See the Numbers?
Takes less than 5 minutes to get started. We handle the analysis and get back to you within 24–48 hours. No cost, no obligation, no sales pressure.