Merchant Services & Payment Processing Services | SpaceCoast Payments | Brevard County, FL
Our Services

Everything Your Business Needs
to Accept Payments

Credit card processing, POS systems, local support, and fraud protection โ€” set up right, priced fairly, and backed by a local team that actually picks up the phone.

๐ŸŽ–๏ธ Veteran-Owned. Locally Operated. Built for Brevard.
โšก Next-Day Funding Available
๐Ÿค No Hidden Fees ยท No Contracts
๐Ÿ“ฑ (321) 396-5151

Payment Services Built
for Local Businesses

We don't sell you a box and disappear. Every service we offer comes with ongoing local support, transparent pricing, and a direct line to a real person.

๐Ÿ’ณ

Credit Card Processing

Transparent, competitive processing rates with no hidden fees and no long-term contracts. We start with a free review of your current statement so you can see exactly what you're paying โ€” and what you'd save with us.

We work with multiple processors through PayProTec North, which means we can match you with the best fit for your business type and volume โ€” not just the one option a big-box provider offers.

  • Transparent interchange-plus pricing โ€” every fee explained
  • No long-term contracts or early termination fees
  • Next-day funding available for most businesses
  • Free statement review and savings analysis
  • 24/7 support from a local team via text, call, or in person
  • Accept Visa, Mastercard, Amex, Discover, and contactless/mobile pay
Get a Free Statement Review โ†’
How It Works
1๏ธโƒฃ Send us your last 3 months of processing statements
2๏ธโƒฃ We analyze your rates, fees, and effective cost line by line
3๏ธโƒฃ You get a clear comparison showing exactly what you'd save
4๏ธโƒฃ If it makes sense, we handle the full switch โ€” equipment, setup, training
5๏ธโƒฃ We stay involved โ€” 30-day check-in, ongoing support, always reachable
๐Ÿ’ก No obligation at any step
If your current processor is actually giving you a fair deal, we'll tell you. We'd rather earn a referral than force a bad switch.
๐Ÿ–ฅ๏ธ

POS Systems

From restaurants to retail to mobile businesses โ€” we match you with the right hardware and software, handle the installation, and stay available for support long after setup day.

We don't push one brand. We evaluate your operation, your volume, and your workflow, then recommend the system that actually fits โ€” not the one that pays us the biggest commission.

  • Free demos and in-person consultations
  • Wide range of no-contract hardware options
  • Fully customizable for your business type and workflow
  • Free on-site installation and setup in Brevard County
  • Unlimited onboarding and training for your staff
  • Ongoing local support for hardware and software issues
Learn More About POS Options โ†’
We Work With All Business Types
๐Ÿฝ๏ธ Restaurants & bars โ€” table management, kitchen display, tabs
๐Ÿ›๏ธ Retail โ€” inventory, barcode scanning, loyalty programs
๐Ÿšš Mobile businesses โ€” wireless terminals, invoice on the go
๐Ÿฅ Healthcare & dental โ€” HIPAA-aware, patient billing
๐Ÿ”ง Auto repair & service โ€” work order integration, invoicing
โš–๏ธ Professional services โ€” client billing, trust account compliant
๐Ÿ”ง

Local Support & Troubleshooting

Hardware failures, software glitches, batching problems, deposit questions โ€” we handle it all. And because we're local, we can be at your business the same day if you need us.

This is what separates us from every national processor and every 1-800 support line. When your terminal goes down during dinner rush on a Saturday, you don't need a ticket number โ€” you need someone who shows up.

  • Same-day local troubleshooting in Brevard County
  • Hardware replacement and repair coordination
  • Software updates, batching fixes, and connectivity issues
  • Deposit and funding questions resolved directly
  • Rate and fee questions answered in plain language
  • 24/7 direct access via text or phone โ€” same person every time
๐Ÿ“ž Call or Text (321) 396-5151 โ†’
What "Local Support" Actually Means
๐Ÿ“ฑ Text us at 8pm โ€” you'll get a real answer from someone who knows your setup
๐Ÿš— Terminal down? We can be at your Brevard County location within the hour
๐Ÿค No ticket queues, no hold music, no being transferred to someone who's never seen your business
๐Ÿ“… 30-day check-ins after setup to make sure everything is running right
๐Ÿ›ก๏ธ

Fraud & Chargeback Assistance

Chargebacks and fraud events can be costly, confusing, and time-consuming. We help you respond correctly, build your case with the right documentation, and put protections in place to reduce future risk.

Most small businesses don't know they can fight chargebacks โ€” or how to do it effectively. We walk you through the process and handle the heavy lifting.

  • Chargeback response and representment support
  • Dispute documentation guidance
  • Fraud monitoring and real-time alerts
  • Risk assessment and mitigation recommendations
  • PCI compliance guidance and best practices
  • Prevention strategies to reduce future exposure
Common Chargeback Scenarios We Help With
๐Ÿšซ Customer claims they didn't authorize the transaction
๐Ÿ“ฆ "Item not received" disputes for delivered goods or services
๐Ÿ’ณ Friendly fraud โ€” customer used the service then disputed
๐Ÿ”„ Subscription or recurring billing disputes
โš ๏ธ Don't ignore chargebacks
Every uncontested chargeback costs you money and raises your risk profile. Even if the amount is small, responding matters. We help you fight the ones worth fighting.

Not Sure What You Need?
Let's Figure It Out Together.

Send us your current statement or just tell us about your business. We'll give you a straight answer on what makes sense โ€” no pressure, no pitch.

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